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KAROR PATI PLAN

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Monthly Pension Monthly Income Rs 23,552 Rs 2.1K Rs 47,010; Rs 4.2K Rs 96,723 Rs 8.3K

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Age 50 year tak LIC

LIC KI MANI BACK POLICY

मुख्य आकर्षण  बीस वर्षो तक प्रीमियम भुगतान करे। और पूरी पॉलिसी अवधि में 12 बार मनी बैक का लाभ पाए।

अपने  स्वर्णिम भविष्य के लिए आज ही बीमा करवाए।

LIC Endowment Plan 14

Endowment Plan Summary:
It is one of the oldest and popular LIC plan. Endowment plan (Table 14) provides financial assistance to the family of the life assured in the event of policy holders early death or a lumsum amount on policy holders survival upto the selected term. Hence, Endowment plan (Table 14) provides for family income in the event of unfortunate death of the life assured or makes provision for retirement in case of living too long. Endowment Plan is best for every reason, for all long and short term financial needs.

Benefits:

Natural Death:
Sum Assured + Bonus for number of years premium paid + Terminal Bonus if any.

Accidental Death:
Double Sum Assured + Bonus for number of years premium paid + Terminal Bonus if any.

Maturity:
Sum Assured + Bonus + Terminal Bonus.

Accident And Permanent Disability Benefit:
Accident benefit is maximum Rs.50 lakh.

Tax Benefit:
Tax beneift on your premium u/s 80C
and Maturity/Death Claim u/s 10 (10D)

Loan:
Loan Facility is available on this policy after 3 years, you can also use it as Housing Loan collateral.

Premium Payment:
You can pay premium Yearly, Half-yearly, Quarterly, Monthly or Single premium.

Eligibility Conditions and Restrictions:
Minimum age: 12 years
Maximum age: 65 years
Maximum age at Maturity: 75 years
Min. Term: 5 years
Max Term: 55 years
Minimum SA: Rs.50,000/-
Max. Sum Assured: No Limit

Example:

Mr. Rajesh buy an Endowment policy under Table-14 for Rs.1Lakh for 25 years term. He dies due to a disease after 3 yrs. In this case, Mr. Rajesh’s family/nominee will receive Rs.1, 14,400(Rs.14, 400 being Bonus for 3 yrs at an estimated Rs.48 per 1000 p.a.). If Rajesh survive till maturity he would receive Rs.2,70,000 as maturity benefit (Rs.1,20,000 being Bonus for 25 yrs at an estimated Rs.48 per 1000 p.a. + FAB @ 500/- per 1000 = 50,000/-)

How to Apply for LIC Of India’s Endowment policy?
Contact your nearest Life Insurance Corporation Of India (LIC of India) Branch/ LIC Agent. Or
Fill the Application form to apply online. (Mumbai only)

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Note:
The above is the product summary giving the key features of the plan. This is for illustrative purpose only. This does not represent a contract and for details please refer to your policy document.